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Workers compensation quote FAQ
Plain answers about employer WC quotes, binders, consent, payroll, class codes, and what this site is for.
What does this site quote?
Workers compensation insurance broker quotes for U.S. employers in our nine service-area states — payroll, class-code, and employer liability context. No personal lines.
Is a quote a binder?
No. A quote is not a binder. Coverage exists only when a carrier issues confirmation according to its rules and the policy forms it issues.
Which states appear on this site?
Service-area state hubs and city pages cover Oregon, Idaho, Nevada, Arkansas, Arizona, South Dakota, Pennsylvania, Texas, and Indiana. Local pages describe those areas; we do not list license numbers on this site.
What should I put on the form?
Contact details, entity name, business address, employee count, annual payroll, optional class codes, and an optional operations description with no character limit. Email is required.
How fast will you reply?
We contact you as soon as possible after a complete request; it can take 1–2 business days.
What if my class is outside your appetite?
If a product or class is outside our appetite or the markets we place, we may refer your request to a partner or affiliate agency or brokerage when you have consented on the form.
Do you name carriers on this site?
Is this for personal auto or homeowners?
No. This site is for employer workers compensation and related commercial employer coverage context only.